Census table B25117 sorts heat pumps under electricity, so ZIP 20106’s electric share is the nearest measure of its heat pump houses: a bit over a third of owner homes. Propane heats more, about four in ten, and that is the other side of the story here. A house with only a heat pump lives or dies by it. A house with propane behind it has a furnace to take the coldest nights while the heat pump handles the mild days.
This climate tests a heat pump. The Boston station’s January low averages 22.9 degrees, it logs about 120 nights a year at or below freezing, and the record goes lower: 3 degrees at Sperryville on January 27, 30 and 31 of 2026, and 4 on Christmas Eve of 2022. On nights like that the electric strips in the air handler carry the house, and they need the right breaker and wire behind them.
The median owner home in the ZIP is a 1993 build, and about three in ten date from 2000 or later, so a heat pump that came with its house is long gone or well into its twenties. Repair or replace? Start with the diagnostic at $99; the tech quotes the repair and the replacement range together.
If propane backs up your heat pump and the furnace is sound, the furnace can stay while a new heat pump goes in. When both are about the same age, ask for both quotes. The heat pump route comes to $8,499 to $21,650 installed, and the furnace-and-AC route to $8,898 to $23,000. About one home in six in the ZIP is a rental, and there the replacement is the landlord’s decision.